{"id":1041,"date":"2024-06-18T09:21:02","date_gmt":"2024-06-18T13:21:02","guid":{"rendered":"https:\/\/wp-dcb.resultspw.com\/?page_id=1041"},"modified":"2024-08-15T13:20:22","modified_gmt":"2024-08-15T17:20:22","slug":"b-savings","status":"publish","type":"page","link":"https:\/\/www.deanbank.com\/business\/b-savings\/","title":{"rendered":"Savings &amp; Money Market Accounts"},"content":{"rendered":" <div class=\"prod-header \" style=\"background: url(https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1551720690-pgheadsavingsb.jpg) no-repeat center center \/ cover;\"> <div class=\"container\"> <nav id=\"breadcrumb\" class=\"breadcrumb\" aria-label=\"Breadcrumb\"><span><span><a href=\"https:\/\/www.deanbank.com\/\">Home<\/a><\/span><\/span><\/nav> <h1 class=\"title\">Savings &amp; Money Market Accounts<\/h1> <\/div><div class=\"header-overlay\" style=\"opacity: 0.5;\"><\/div><\/div>\n\n <section aria-label=\"Jump Navigation\" class=\"block-jump-nav\"> <div class=\"container-mobile\"> <div class=\"accordion-container\"> <button class=\"title js-accordion-button\">Savings &amp; Money Market Accounts Products<\/button> <div class=\"js-accordion-content\" style=\"display: none;\"> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 707 because base is 707 --><nav class=\"menu_nav cm_3\" aria-label=\"Savings & Money Market Accounts Menu\"><ul><li class='item_spot_37 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-savings\/#business-savings-account vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='savings-account' data-nav-item-parent-id='707' href='\/business\/b-savings\/#business-savings-account'>Savings Account<\/a><\/li><li class='item_spot_38 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-savings\/#business-money-market-account vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='money-market-account' data-nav-item-parent-id='707' href='\/business\/b-savings\/#business-money-market-account'>Money Market Account<\/a><\/li><\/ul><\/nav> <\/div><\/div><\/div><div class=\"container-desktop\"> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 707 because base is 707 --><nav class=\"menu_nav cm_3\" aria-label=\"Savings & Money Market Accounts Menu\"><ul><li class='item_spot_37 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-savings\/#business-savings-account vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='savings-account' data-nav-item-parent-id='707' href='\/business\/b-savings\/#business-savings-account'>Savings Account<\/a><\/li><li class='item_spot_38 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-savings\/#business-money-market-account vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='money-market-account' data-nav-item-parent-id='707' href='\/business\/b-savings\/#business-money-market-account'>Money Market Account<\/a><\/li><\/ul><\/nav> <\/div><\/section> \n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"> <div class=\"intro\"> <p>Ensure reserves are working for you and helping your business thrive.<\/p> <\/div>\n\n            \r\n                     <article class=\"block-product\" aria-label=\"Business Savings Account\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Business Savings Account<\/h2> <div class=\"body\"> <p>This free account is a reliable option for businesses of various sizes that need to set money aside for anticipated expenses or expansion.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul>\n<li>Easily transfer money between your business checking and business savings accounts<\/li>\n<li>All checking and savings activities are reported on one comprehensive monthly statement<\/li>\n<li>e-Statements are available!<\/li>\n<li>Federal regulations do limit the number of transfers from the account<\/li>\n<\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1127\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1127\n    [rateTableAnchor] => ratetable_1127\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => 1,2,3,4,5,7,8,9,10,11,12\n    [hidecolumns] => 0,4\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [4] => 1\n)\n hide rows: Array\n(\n    [1] => 1\n    [2] => 1\n    [3] => 1\n    [4] => 1\n    [5] => 1\n    [7] => 1\n    [8] => 1\n    [9] => 1\n    [10] => 1\n    [11] => 1\n    [12] => 1\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>Checking, Savings & Money Market Accounts (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_1127'>Program<\/th><th class=\"cell_1\" id='minimum_daily_balance_to_earn_apy_1127'>Minimum Daily Balance to earn APY<\/th><th class=\"cell_2\" id='interest_rate_1127'>Interest Rate<\/th><th class=\"cell_3\" id='apy__1127'>APY*<\/th><th class=\"cell_4 hidden\" id='_visuallyhidden_actions__visuallyhidden__1127'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr>\n                            <tr class=\"row_1_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_1 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/checking\/#all-access-checking' style='text-decoration: underline;'>All Access & Dean's List<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>4.00%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - All Access Checking<\/span><\/a><\/p><\/td><\/tr>\n                            <tr class=\"row_2_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_2 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Balances > $3,000<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'><\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07% - 0.50%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_3_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_3 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>NOW Checking<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - NOW Checking Account<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_4_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_4 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Money Market Account<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Money Market<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_5_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_5 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$2,500.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.09%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'><p>0.09%<\/p><\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_6\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#statement-savings' title='Statement Savings' style='text-decoration: underline;'>Statement Savings<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Statement Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_7_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_7 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Passbook Savings<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Passbook Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_8_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_8 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/cds-and-iras\/' title='Variable Rate IRA' style='text-decoration: underline;'>Variable Rate IRA<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$100.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.12%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.12%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Variable Rate IRA<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_9_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_9 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#club-savings' style='text-decoration: underline;'>Club Accounts<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$1.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Club Accounts<\/span><\/a><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)<\/p>\r\n<p class=\"disclosure\">*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts &amp; Student Savings, $100 for IRA Variable Accounts).\u00a0\u00a0For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.<\/p>\r\n<p class=\"disclosure\">Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.<\/p>\r\n<p class=\"disclosure\">These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"\/business\/b-how-to-open\/\" class=\"btn cta-btn btn_green \" target=\"\" >\n\t\tHow to Open<span class=\"visuallyhidden\"> - Business Account<\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <article class=\"block-product\" aria-label=\"Business Money Market Account\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Business Money Market Account<\/h2> <div class=\"body\"> <p>Put surplus cash to work and receive higher returns. This account offers businesses that typically have higher balances a straightforward investment option.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul><li>Competitive tiered interest rates<\/li><li>Make unlimited withdrawals from your account through over the counter withdrawals<\/li><li>Limited check writing is available<\/li><\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1127\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1127\n    [rateTableAnchor] => ratetable_1127\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => 1,2,3,6,7,8,9,10,11,12\n    [hidecolumns] => 0,4\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [4] => 1\n)\n hide rows: Array\n(\n    [1] => 1\n    [2] => 1\n    [3] => 1\n    [6] => 1\n    [7] => 1\n    [8] => 1\n    [9] => 1\n    [10] => 1\n    [11] => 1\n    [12] => 1\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>Checking, Savings & Money Market Accounts (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_1127'>Program<\/th><th class=\"cell_1\" id='minimum_daily_balance_to_earn_apy_1127'>Minimum Daily Balance to earn APY<\/th><th class=\"cell_2\" id='interest_rate_1127'>Interest Rate<\/th><th class=\"cell_3\" id='apy__1127'>APY*<\/th><th class=\"cell_4 hidden\" id='_visuallyhidden_actions__visuallyhidden__1127'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr>\n                            <tr class=\"row_1_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_1 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/checking\/#all-access-checking' style='text-decoration: underline;'>All Access & Dean's List<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>4.00%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - All Access Checking<\/span><\/a><\/p><\/td><\/tr>\n                            <tr class=\"row_2_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_2 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Balances > $3,000<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'><\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07% - 0.50%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_3_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_3 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>NOW Checking<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - NOW Checking Account<\/span><\/a><\/td><\/tr><tr class=\"row_4\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Money Market Account<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Money Market<\/span><\/a><\/td><\/tr><tr class=\"row_5\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$2,500.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.09%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'><p>0.09%<\/p><\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_6_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_6 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#statement-savings' title='Statement Savings' style='text-decoration: underline;'>Statement Savings<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Statement Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_7_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_7 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Passbook Savings<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Passbook Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_8_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_8 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/cds-and-iras\/' title='Variable Rate IRA' style='text-decoration: underline;'>Variable Rate IRA<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$100.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.12%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.12%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Variable Rate IRA<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_9_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_9 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#club-savings' style='text-decoration: underline;'>Club Accounts<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$1.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Club Accounts<\/span><\/a><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)<\/p>\r\n<p class=\"disclosure\">*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts &amp; Student Savings, $100 for IRA Variable Accounts).\u00a0\u00a0For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.<\/p>\r\n<p class=\"disclosure\">Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.<\/p>\r\n<p class=\"disclosure\">These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"\/business\/b-how-to-open\/\" class=\"btn cta-btn btn_green \" target=\"\" >\n\t\tHow to Open<span class=\"visuallyhidden\"> - Business Account<\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>                     \r\n\n\n <div class=\"disclosure\">  <p>Please see our\u00a0<a title=\"Disclosure Statement\" href=\"https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1715259652-202406DepositDisclosure.pdf\" target=\"_blank\" rel=\"noopener\" data-event=\"\" data-track-category=\"PDF Download\">Disclosure Statement<\/a>\u00a0for additional account details.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"> <section role=\"search\" aria-label=\"Search Area: How Can we Help?\" class=\"mod-help\"> <div class=\"help-container\"> <h3 class=\"title\">How can we help?<\/h3> <form id=\"sidebar-search\" method=\"GET\" action=\"\/search\/\"> <label class=\"visuallyhidden\">Search our site<\/label> <input type=\"search\" name=\"search_key\" class=\"help-search-input\" placeholder=\"I want to...\" \/><button class=\"help-search-submit\"><img decoding=\"async\" src=\"https:\/\/www.deanbank.com\/wp-content\/themes\/dcb-theme\/images\/ico-sidebar-search.svg\" alt=\"Submit Search\"\/><\/button> <\/form> <\/div><\/section> <section aria-label=\"Related Products and Services\" class=\"nav-related\"> <h3>View our Products & Services<\/h3> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 701 because base is 701 --><nav class=\"menu_nav cm_3\" aria-label=\"Business Menu\"><ul><li class='item_spot_31 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-checking vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='checking-2' data-nav-item-parent-id='701' href='\/business\/b-checking\/'>Checking<\/a><\/li><li class='item_spot_36 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-savings vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='savings-money-market-accounts-2' data-nav-item-parent-id='701' href='\/business\/b-savings\/'>Savings & Money Market Accounts<\/a><\/li><li class='item_spot_39 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-certificates-of-deposit vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='certificates-of-deposit-2' data-nav-item-parent-id='701' href='\/business\/b-certificates-of-deposit\/'>Certificates of Deposit<\/a><\/li><li class='item_spot_40 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-online-and-mobile vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='online-mobile-2' data-nav-item-parent-id='701' href='\/business\/b-online-and-mobile\/'>Online & Mobile<\/a><\/li><li class='item_spot_44 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/business\/b-additional-services vs \/wp-json\/wp\/v2\/pages\/1041 --><a target='' class='' data-nav-item-id='additional-services-2' data-nav-item-parent-id='701' href='\/business\/b-additional-services\/'>Additional Services<\/a><\/li><\/ul><\/nav> <\/section> <\/div>\n<\/div>\n\n\n             <div class=\"cross-sell-footer section-bg-green image-right\"> <div class=\"container\"> <div class=\"image-section\"> <p><img loading=\"lazy\" decoding=\"async\" width=\"622\" height=\"419\" src=\"https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1554907800-businessdebitcards.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1554907800-businessdebitcards.png 622w, https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1554907800-businessdebitcards-300x202.png 300w\" sizes=\"auto, (max-width: 622px) 100vw, 622px\" \/><\/p> <\/div><div class=\"text-section\"> <h2 class=\"title\"><strong>Personalized <\/strong><strong>Debit<\/strong> <br \/>BusinessCard\u2122<\/h2> <div class=\"content\"> <p>Accessing funds at ATMs and making everyday purchases is easy - and secure.<\/p> <\/div><div class=\"action\">  <p><a href=\" \/dean-bank-rewards\/\" class=\"cta-link-text \" target=\"\" >Dean Bank Rewards<span class=\"visuallyhidden\"><\/span><\/a><\/p>  <\/div><div class=\"final-action\"> <p>  <a target='' class='no-speedbump cta-btn' href='\/business\/b-checking\/personalized-debit-businesscard\/'>Learn More<\/a> <\/p><\/div><\/div><\/div><\/div> <div class=\"cross-sell-footer-image\" style=\"background: url(https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1551719424-csfbreferafriend.jpg) no-repeat center center \/ cover;\"> <div class=\"mobile-image\" style=\"background: url(https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1551719424-csfbreferafriend.jpg) no-repeat center center \/ cover;\"><\/div><div class=\"container large\"> <h2 class=\"title\">Refer-A-Friend<\/h2> <div class=\"copy\"><p>Get rewarded for introducing your family and friends to <em>your<\/em> bank.<\/p><\/div><div class=\"action\">\n\t\t\t<p>\n\t<a href=\"\/refer-a-friend\/\" class=\"btn cta-btn btn_green \" target=\"\" >\n\t\tLearn More<span class=\"visuallyhidden\">about referrals<\/span><\/a>\n<\/p>\n\n<\/div><\/div><div class=\"overlay\" style=\"opacity: 0.5;\"><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":0,"parent":162,"menu_order":17,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"links_old_site_id":[],"class_list":["post-1041","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - 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