{"id":556,"date":"2024-06-17T03:19:48","date_gmt":"2024-06-17T07:19:48","guid":{"rendered":"https:\/\/wp-dcb.resultspw.com\/?page_id=556"},"modified":"2025-08-26T13:43:06","modified_gmt":"2025-08-26T17:43:06","slug":"savings","status":"publish","type":"page","link":"https:\/\/www.deanbank.com\/personal\/savings\/","title":{"rendered":"Savings &amp; Money Market Accounts"},"content":{"rendered":" <div class=\"prod-header \" style=\"background: url(https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1551719999-pgheadsavings.jpg) no-repeat center center \/ cover;\"> <div class=\"container\"> <nav id=\"breadcrumb\" class=\"breadcrumb\" aria-label=\"Breadcrumb\"><span><span><a href=\"https:\/\/www.deanbank.com\/\">Home<\/a><\/span><\/span><\/nav> <h1 class=\"title\">Savings &amp; Money Market Accounts<\/h1> <\/div><div class=\"header-overlay\" style=\"opacity: 0.5;\"><\/div><\/div>\n\n <section aria-label=\"Jump Navigation\" class=\"block-jump-nav\"> <div class=\"container-mobile\"> <div class=\"accordion-container\"> <button class=\"title js-accordion-button\">Savings &amp; Money Market Accounts Products<\/button> <div class=\"js-accordion-content\" style=\"display: none;\"> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 677 because base is 677 --><nav class=\"menu_nav cm_3\" aria-label=\"Savings & Money Market Accounts Menu\"><ul><li class='item_spot_7 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#statement-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='statement-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#statement-savings'>Statement Savings<\/a><\/li><li class='item_spot_8 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#preferred-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='preferred-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#preferred-savings'>Preferred Savings<\/a><\/li><li class='item_spot_9 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#premium-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='premium-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#premium-savings'>Premium Savings<\/a><\/li><li class='item_spot_10 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#club-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='club-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#club-savings'>Club Savings<\/a><\/li><li class='item_spot_11 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#money-market-accounts vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='money-market-accounts' data-nav-item-parent-id='677' href='\/personal\/savings\/#money-market-accounts'>Money Market Accounts<\/a><\/li><li class='item_spot_12 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#auto-transfer-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='auto-transfer-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#auto-transfer-savings'>Auto Transfer Savings<\/a><\/li><\/ul><\/nav> <\/div><\/div><\/div><div class=\"container-desktop\"> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 677 because base is 677 --><nav class=\"menu_nav cm_3\" aria-label=\"Savings & Money Market Accounts Menu\"><ul><li class='item_spot_7 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#statement-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='statement-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#statement-savings'>Statement Savings<\/a><\/li><li class='item_spot_8 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#preferred-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='preferred-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#preferred-savings'>Preferred Savings<\/a><\/li><li class='item_spot_9 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#premium-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='premium-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#premium-savings'>Premium Savings<\/a><\/li><li class='item_spot_10 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#club-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='club-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#club-savings'>Club Savings<\/a><\/li><li class='item_spot_11 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#money-market-accounts vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='money-market-accounts' data-nav-item-parent-id='677' href='\/personal\/savings\/#money-market-accounts'>Money Market Accounts<\/a><\/li><li class='item_spot_12 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings\/#auto-transfer-savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='auto-transfer-savings' data-nav-item-parent-id='677' href='\/personal\/savings\/#auto-transfer-savings'>Auto Transfer Savings<\/a><\/li><\/ul><\/nav> <\/div><\/section> \n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"> <div class=\"intro\"> <p>Guide savings goals of all sizes with the right account option.<\/p> <\/div> <article class=\"block-product\" aria-label=\"Statement Savings\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Statement Savings<\/h2> <div class=\"body\"> <p>Looking for a simple savings option to pair with your everyday checking account? Easily keep tabs on all your accounts with a single statement.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul>\n<li>No monthly service charge<\/li>\n<li>No minimum balance requirement<\/li>\n<li>eStatements are optional<\/li>\n<\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1127\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1127\n    [rateTableAnchor] => ratetable_1127\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => 1-5,7-11\n    [hidecolumns] => 0,4\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [4] => 1\n)\n hide rows: Array\n(\n    [1] => 1\n    [2] => 1\n    [3] => 1\n    [4] => 1\n    [5] => 1\n    [7] => 1\n    [8] => 1\n    [9] => 1\n    [10] => 1\n    [11] => 1\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>Checking, Savings & Money Market Accounts (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_1127'>Program<\/th><th class=\"cell_1\" id='minimum_daily_balance_to_earn_apy_1127'>Minimum Daily Balance to earn APY<\/th><th class=\"cell_2\" id='interest_rate_1127'>Interest Rate<\/th><th class=\"cell_3\" id='apy__1127'>APY*<\/th><th class=\"cell_4 hidden\" id='_visuallyhidden_actions__visuallyhidden__1127'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr>\n                            <tr class=\"row_1_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_1 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/checking\/#all-access-checking' style='text-decoration: underline;'>All Access & Dean's List<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>4.00%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - All Access Checking<\/span><\/a><\/p><\/td><\/tr>\n                            <tr class=\"row_2_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_2 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Balances > $3,000<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'><\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07% - 0.50%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_3_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_3 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>NOW Checking<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - NOW Checking Account<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_4_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_4 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Money Market Account<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Money Market<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_5_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_5 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$2,500.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.09%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'><p>0.09%<\/p><\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_6\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#statement-savings' title='Statement Savings' style='text-decoration: underline;'>Statement Savings<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Statement Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_7_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_7 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Passbook Savings<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Passbook Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_8_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_8 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/cds-and-iras\/' title='Variable Rate IRA' style='text-decoration: underline;'>Variable Rate IRA<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$100.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.12%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.12%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Variable Rate IRA<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_9_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_9 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#club-savings' style='text-decoration: underline;'>Club Accounts<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$1.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Club Accounts<\/span><\/a><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)<\/p>\r\n<p class=\"disclosure\">*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts &amp; Student Savings, $100 for IRA Variable Accounts).\u00a0\u00a0For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.<\/p>\r\n<p class=\"disclosure\">Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.<\/p>\r\n<p class=\"disclosure\">These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=Dcob090221&list=xa\" class=\"btn cta-btn btn_green \" target=\"\" >\n\t\tOpen An Account<span class=\"visuallyhidden\"><\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <article class=\"block-product\" aria-label=\"Preferred Savings\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Preferred Savings<\/h2> <div class=\"body\"> <p>Elevate your savings strategy. The higher your balance, the better the rate you earn.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul><li>Tiered interest rates<\/li><li>No monthly service charge<\/li><li>$25.00 minimum balance requirement to earn interest<\/li><\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1162\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1162\n    [rateTableAnchor] => ratetable_1162\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => \n    [showprint] => \n    [showall] => \n    [hiderows] => \n    [hidecolumns] => 0,3\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [3] => 1\n)\n hide rows: Array\n(\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>Preferred Savings (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_1162'>Program<\/th><th class=\"cell_1\" id='minimum_daily_balance_to_earn_apy_1162'>Minimum Daily Balance to earn APY<\/th><th class=\"cell_2\" id='apy__1162'>APY*<\/th><th class=\"cell_3 hidden\" id='_visuallyhidden_actions__visuallyhidden__1162'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr><tr class=\"row_1\"><td class=\"cell_0 hidden\" headers='program_1162' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#preferred-savings' title='Preferred Savings Account'>Preferred Savings Account* <\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1162' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='apy__1162' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1162' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Preferred Savings<\/span><\/a><\/p><\/td><\/tr><tr class=\"row_2\"><td class=\"cell_0 hidden\" headers='program_1162' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1162' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$5,000<\/td><td class=\"cell_2\" headers='apy__1162' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1162' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_3\"><td class=\"cell_0 hidden\" headers='program_1162' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1162' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$15,000<\/td><td class=\"cell_2\" headers='apy__1162' data-title-enabled data-title='APY*'>0.12%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1162' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_4\"><td class=\"cell_0 hidden\" headers='program_1162' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1162' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$30,000<\/td><td class=\"cell_2\" headers='apy__1162' data-title-enabled data-title='APY*'>0.15%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1162' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_5\"><td class=\"cell_0 hidden\" headers='program_1162' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1162' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$45,000<\/td><td class=\"cell_2\" headers='apy__1162' data-title-enabled data-title='APY*'>0.17%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1162' data-title-enabled data-title='Actions'><\/td><\/tr><\/body><\/table><\/div>\n            \n            \n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=Dcob090221&list=xa\" class=\"btn cta-btn btn_green \" target=\"\" >\n\t\tOpen An Account<span class=\"visuallyhidden\"><\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <article class=\"block-product\" aria-label=\"Premium Savings\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Premium Savings<\/h2> <div class=\"body\"> <p>Select a tiered savings product offering our most competitive yields based on your balance.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul><li>Tiered interest rates<\/li><li>\u00a0No monthly service charge<\/li><li>$25.00 minimum to earn interest<\/li><\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_3190\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 3190\n    [rateTableAnchor] => ratetable_3190\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => 1\n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => \n    [hidecolumns] => 4\n)\n<\/div><!-- hide columns: Array\n(\n    [4] => 1\n)\n hide rows: Array\n(\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                <h3 class=\"rate-table-title\">Premium Savings<\/h3>\n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'><\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0\" id='program_3190'>Program<\/th><th class=\"cell_1\" id='minimum_daily_balance_to_earn_apy_3190'>Minimum Daily Balance to earn APY<\/th><th class=\"cell_2\" id='interest_rate_3190'>Interest Rate<\/th><th class=\"cell_3\" id='apy__3190'>APY*<\/th><th class=\"cell_4 hidden\" id='actions_3190'><span class='visuallyhidden'>Actions<\/span><\/th><\/tr><tr class=\"row_1\"><td class=\"cell_0\" headers='program_3190' data-title-enabled data-title='Program'><a href='https:\/\/www.deanbank.com\/personal\/savings\/#premium-savings'>Premium Savings<\/a> <br> $ 0- $24.99<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_3190' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='interest_rate_3190' data-title-enabled data-title='Interest Rate'>0.00%<\/td><td class=\"cell_3\" headers='apy__3190' data-title-enabled data-title='APY*'>0.00%<\/td><td class=\"cell_4 hidden\" headers='actions_3190' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an <br>Account'>Open an Account<span class='visuallyhidden'> - Premium Savings Account<\/span><\/a><\/p><\/td><\/tr><tr class=\"row_2\"><td class=\"cell_0\" headers='program_3190' data-title-enabled data-title='Program'>$25.00 - $14,999.99<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_3190' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='interest_rate_3190' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__3190' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='actions_3190' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_3\"><td class=\"cell_0\" headers='program_3190' data-title-enabled data-title='Program'>$15,000 - $44,999.99<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_3190' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='interest_rate_3190' data-title-enabled data-title='Interest Rate'>0.15%<\/td><td class=\"cell_3\" headers='apy__3190' data-title-enabled data-title='APY*'>0.15%<\/td><td class=\"cell_4 hidden\" headers='actions_3190' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_4\"><td class=\"cell_0\" headers='program_3190' data-title-enabled data-title='Program'>$45,000.00 - $74,999.99<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_3190' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='interest_rate_3190' data-title-enabled data-title='Interest Rate'>0.17%<\/td><td class=\"cell_3\" headers='apy__3190' data-title-enabled data-title='APY*'>0.17%<\/td><td class=\"cell_4 hidden\" headers='actions_3190' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_5\"><td class=\"cell_0\" headers='program_3190' data-title-enabled data-title='Program'>$75,000.00 - $124,999.99<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_3190' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='interest_rate_3190' data-title-enabled data-title='Interest Rate'>1.00%<\/td><td class=\"cell_3\" headers='apy__3190' data-title-enabled data-title='APY*'>1.00%<\/td><td class=\"cell_4 hidden\" headers='actions_3190' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_6\"><td class=\"cell_0\" headers='program_3190' data-title-enabled data-title='Program'>$125,000.00 - $249,999.99<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_3190' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='interest_rate_3190' data-title-enabled data-title='Interest Rate'>1.957%<\/td><td class=\"cell_3\" headers='apy__3190' data-title-enabled data-title='APY*'>1.975%<\/td><td class=\"cell_4 hidden\" headers='actions_3190' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_7\"><td class=\"cell_0\" headers='program_3190' data-title-enabled data-title='Program'>$250,000.00 - $499,999.99<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_3190' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='interest_rate_3190' data-title-enabled data-title='Interest Rate'>2.154%<\/td><td class=\"cell_3\" headers='apy__3190' data-title-enabled data-title='APY*'>2.175%<\/td><td class=\"cell_4 hidden\" headers='actions_3190' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_8\"><td class=\"cell_0\" headers='program_3190' data-title-enabled data-title='Program'>$500,000.00 or More<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_3190' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25<\/td><td class=\"cell_2\" headers='interest_rate_3190' data-title-enabled data-title='Interest Rate'>2.349%<\/td><td class=\"cell_3\" headers='apy__3190' data-title-enabled data-title='APY*'>2.375%<\/td><td class=\"cell_4 hidden\" headers='actions_3190' data-title-enabled data-title='Actions'><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>*For Premium Savings Accounts the minimum balance to open an account is $25. The minimum daily balance required to earn interest and obtain the Annual Percentage Yield (APY) is $25. Interest is compounded monthly and credited on the last business day of each month. Fees could reduce earnings of the account.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=Dcob090221&list=xa\" class=\"btn cta-btn btn_green \" target=\"\" >\n\t\tOpen An Account<span class=\"visuallyhidden\"><\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <article class=\"block-product\" aria-label=\"Club Savings\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Club Savings<\/h2> <div class=\"body\"> <p>These accounts are often called \"Goal Accounts\" as customers use them to save throughout the year based upon an end-goal. Save throughout the year to prepare for holiday or even vacation-related expenses. In October, the balance of your holiday club account will be automatically transferred to your checking account or a check will be mailed to you, just in time for holiday shopping.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul>\n<li>Open your account with as little as $1.00<\/li>\n<li>Unlimited contributions<\/li>\n<li>Save automatically by setting up direct deposit or an auto-transfer from another Dean Bank account<\/li>\n<\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1127\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1127\n    [rateTableAnchor] => ratetable_1127\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => 1-10\n    [hidecolumns] => 0,4\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [4] => 1\n)\n hide rows: Array\n(\n    [1] => 1\n    [2] => 1\n    [3] => 1\n    [4] => 1\n    [5] => 1\n    [6] => 1\n    [7] => 1\n    [8] => 1\n    [9] => 1\n    [10] => 1\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>Checking, Savings & Money Market Accounts (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_1127'>Program<\/th><th class=\"cell_1\" id='minimum_daily_balance_to_earn_apy_1127'>Minimum Daily Balance to earn APY<\/th><th class=\"cell_2\" id='interest_rate_1127'>Interest Rate<\/th><th class=\"cell_3\" id='apy__1127'>APY*<\/th><th class=\"cell_4 hidden\" id='_visuallyhidden_actions__visuallyhidden__1127'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr>\n                            <tr class=\"row_1_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_1 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/checking\/#all-access-checking' style='text-decoration: underline;'>All Access & Dean's List<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>4.00%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - All Access Checking<\/span><\/a><\/p><\/td><\/tr>\n                            <tr class=\"row_2_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_2 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Balances > $3,000<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'><\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07% - 0.50%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_3_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_3 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>NOW Checking<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - NOW Checking Account<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_4_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_4 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Money Market Account<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Money Market<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_5_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_5 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$2,500.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.09%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'><p>0.09%<\/p><\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_6_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_6 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#statement-savings' title='Statement Savings' style='text-decoration: underline;'>Statement Savings<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Statement Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_7_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_7 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Passbook Savings<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Passbook Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_8_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_8 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/cds-and-iras\/' title='Variable Rate IRA' style='text-decoration: underline;'>Variable Rate IRA<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$100.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.12%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.12%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Variable Rate IRA<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_9_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_9 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#club-savings' style='text-decoration: underline;'>Club Accounts<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$1.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Club Accounts<\/span><\/a><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)<\/p>\r\n<p class=\"disclosure\">*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts &amp; Student Savings, $100 for IRA Variable Accounts).\u00a0\u00a0For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.<\/p>\r\n<p class=\"disclosure\">Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.<\/p>\r\n<p class=\"disclosure\">These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"\/about\/contact\/\" class=\"btn cta-btn btn_green \" target=\"_self\" >\n\t\tContact Us<span class=\"visuallyhidden\">Contact us about vehicle loans<\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <article class=\"block-product\" aria-label=\"Money Market Accounts\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Money Market Accounts<\/h2> <div class=\"body\"> <p>Maintain easy access to your funds while earning money market interest rates.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul><li>Competitive rates<\/li><li>Maintain the low minimum balance requirement to avoid a monthly service charge<\/li><\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1127\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1127\n    [rateTableAnchor] => ratetable_1127\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => 1-3,6-11\n    [hidecolumns] => 0,4\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [4] => 1\n)\n hide rows: Array\n(\n    [1] => 1\n    [2] => 1\n    [3] => 1\n    [6] => 1\n    [7] => 1\n    [8] => 1\n    [9] => 1\n    [10] => 1\n    [11] => 1\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>Checking, Savings & Money Market Accounts (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_1127'>Program<\/th><th class=\"cell_1\" id='minimum_daily_balance_to_earn_apy_1127'>Minimum Daily Balance to earn APY<\/th><th class=\"cell_2\" id='interest_rate_1127'>Interest Rate<\/th><th class=\"cell_3\" id='apy__1127'>APY*<\/th><th class=\"cell_4 hidden\" id='_visuallyhidden_actions__visuallyhidden__1127'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr>\n                            <tr class=\"row_1_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_1 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/checking\/#all-access-checking' style='text-decoration: underline;'>All Access & Dean's List<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>4.00%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - All Access Checking<\/span><\/a><\/p><\/td><\/tr>\n                            <tr class=\"row_2_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_2 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Balances > $3,000<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'><\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>4.07% - 0.50%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_3_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_3 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>NOW Checking<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - NOW Checking Account<\/span><\/a><\/td><\/tr><tr class=\"row_4\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Money Market Account<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.05%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.05%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Money Market<\/span><\/a><\/td><\/tr><tr class=\"row_5\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$2,500.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.09%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'><p>0.09%<\/p><\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_6_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_6 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#statement-savings' title='Statement Savings' style='text-decoration: underline;'>Statement Savings<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='Open an Account' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - Statement Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_7_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_7 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'>Passbook Savings<\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$25.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Passbook Savings<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_8_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_8 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/cds-and-iras\/' title='Variable Rate IRA' style='text-decoration: underline;'>Variable Rate IRA<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$100.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.12%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.12%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Variable Rate IRA<\/span><\/a><\/td><\/tr>\n                            <tr class=\"row_9_evenodd hidden\">\n                                <td colspan=\"5\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_9 hidden\"><td class=\"cell_0 hidden\" headers='program_1127' data-title-enabled data-title='Program'><p><a href='\/personal\/savings\/#club-savings' style='text-decoration: underline;'>Club Accounts<\/a><\/p><\/td><td class=\"cell_1\" headers='minimum_daily_balance_to_earn_apy_1127' data-title-enabled data-title='Minimum Daily Balance to earn APY'>$1.00<\/td><td class=\"cell_2\" headers='interest_rate_1127' data-title-enabled data-title='Interest Rate'>0.07%<\/td><td class=\"cell_3\" headers='apy__1127' data-title-enabled data-title='APY*'>0.07%<\/td><td class=\"cell_4 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1127' data-title-enabled data-title='Actions'><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Club Accounts<\/span><\/a><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)<\/p>\r\n<p class=\"disclosure\">*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts &amp; Student Savings, $100 for IRA Variable Accounts).\u00a0\u00a0For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.<\/p>\r\n<p class=\"disclosure\">Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.<\/p>\r\n<p class=\"disclosure\">These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=Dcob090221&list=xa\" class=\"btn cta-btn btn_green \" target=\"\" >\n\t\tOpen An Account<span class=\"visuallyhidden\"><\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <article class=\"block-product\" aria-label=\"Auto Transfer Savings\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Auto Transfer Savings<\/h2> <div class=\"body\"> <p>Take the guesswork out of routine saving. Set up automatic transfers from a Dean Bank checking account into your savings account.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul>\n<li>Choose the amount you want to transfer<\/li>\n<li>Select how often you want the transfer to take place<\/li>\n<\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div><\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"\/about\/contact\/\" class=\"btn cta-btn btn_green \" target=\"_self\" >\n\t\tContact Us<span class=\"visuallyhidden\">Contact us about vehicle loans<\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"> <section role=\"search\" aria-label=\"Search Area: How Can we Help?\" class=\"mod-help\"> <div class=\"help-container\"> <h3 class=\"title\">How can we help?<\/h3> <form id=\"sidebar-search\" method=\"GET\" action=\"\/search\/\"> <label class=\"visuallyhidden\">Search our site<\/label> <input type=\"search\" name=\"search_key\" class=\"help-search-input\" placeholder=\"I want to...\" \/><button class=\"help-search-submit\"><img decoding=\"async\" src=\"https:\/\/www.deanbank.com\/wp-content\/themes\/dcb-theme\/images\/ico-sidebar-search.svg\" alt=\"Submit Search\"\/><\/button> <\/form> <\/div><\/section> <section aria-label=\"Related Products and Services\" class=\"nav-related\"> <h3>View our Products & Services<\/h3> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 672 because base is 672 --><nav class=\"menu_nav cm_3\" aria-label=\"Personal Menu\"><ul><li class='item_spot_2 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/checking vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='checking' data-nav-item-parent-id='672' href='\/personal\/checking\/'>Checking<\/a><\/li><li class='item_spot_6 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='savings-money-market-accounts' data-nav-item-parent-id='672' href='\/personal\/savings\/'>Savings & Money Market Accounts<\/a><\/li><li class='item_spot_13 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/cds-and-iras vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='cds-iras' data-nav-item-parent-id='672' href='\/personal\/cds-and-iras\/'>CDs & IRAs<\/a><\/li><li class='item_spot_16 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/online-and-mobile vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='online-mobile' data-nav-item-parent-id='672' href='\/personal\/online-and-mobile\/'>Online & Mobile<\/a><\/li><li class='item_spot_22 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/additional-services vs \/wp-json\/wp\/v2\/pages\/556 --><a target='' class='' data-nav-item-id='additional-services' data-nav-item-parent-id='672' href='\/personal\/additional-services\/'>Additional Services<\/a><\/li><\/ul><\/nav> <\/section> <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":126,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"links_old_site_id":[],"class_list":["post-556","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Savings &amp; 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