{"id":584,"date":"2024-06-17T03:30:05","date_gmt":"2024-06-17T03:30:05","guid":{"rendered":"https:\/\/wp-dcb.resultspw.com\/?page_id=584"},"modified":"2024-07-15T16:20:52","modified_gmt":"2024-07-15T20:20:52","slug":"cds-and-iras","status":"publish","type":"page","link":"https:\/\/www.deanbank.com\/personal\/cds-and-iras\/","title":{"rendered":"CDs &amp; IRAs"},"content":{"rendered":" <div class=\"prod-header \" style=\"background: url(https:\/\/www.deanbank.com\/wp-content\/uploads\/2024\/06\/1551720220-pgheadcertificatesofdeposit.jpg) no-repeat center center \/ cover;\"> <div class=\"container\"> <nav id=\"breadcrumb\" class=\"breadcrumb\" aria-label=\"Breadcrumb\"><span><span><a href=\"https:\/\/www.deanbank.com\/\">Home<\/a><\/span><\/span><\/nav> <h1 class=\"title\">CDs &amp; IRAs<\/h1> <\/div><div class=\"header-overlay\" style=\"opacity: 0.5;\"><\/div><\/div>\n\n <section aria-label=\"Jump Navigation\" class=\"block-jump-nav\"> <div class=\"container-mobile\"> <div class=\"accordion-container\"> <button class=\"title js-accordion-button\">CDs &amp; IRAs Products<\/button> <div class=\"js-accordion-content\" style=\"display: none;\"> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 684 because base is 684 --><nav class=\"menu_nav cm_3\" aria-label=\"CDs & IRAs Menu\"><ul><li class='item_spot_14 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/cds-and-iras\/#certificates-of-deposit vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='certificates-of-deposit' data-nav-item-parent-id='684' href='\/personal\/cds-and-iras\/#certificates-of-deposit'>Certificates of Deposit<\/a><\/li><li class='item_spot_15 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/cds-and-iras\/#individual-retirement-accounts vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='individual-retirement-accounts' data-nav-item-parent-id='684' href='\/personal\/cds-and-iras\/#individual-retirement-accounts'>Individual Retirement Accounts<\/a><\/li><\/ul><\/nav> <\/div><\/div><\/div><div class=\"container-desktop\"> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 684 because base is 684 --><nav class=\"menu_nav cm_3\" aria-label=\"CDs & IRAs Menu\"><ul><li class='item_spot_14 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/cds-and-iras\/#certificates-of-deposit vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='certificates-of-deposit' data-nav-item-parent-id='684' href='\/personal\/cds-and-iras\/#certificates-of-deposit'>Certificates of Deposit<\/a><\/li><li class='item_spot_15 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/cds-and-iras\/#individual-retirement-accounts vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='individual-retirement-accounts' data-nav-item-parent-id='684' href='\/personal\/cds-and-iras\/#individual-retirement-accounts'>Individual Retirement Accounts<\/a><\/li><\/ul><\/nav> <\/div><\/section> \n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"> <div class=\"intro\"> <p>Make greater strides toward saving for your future.<\/p> <\/div> <article class=\"block-product\" aria-label=\"Certificates of Deposit\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Certificates of Deposit<\/h2> <div class=\"body\"> <p>Commit to saving for a designated period of time with an account that guarantees both principal and interest.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul>\n<li>A wide range of terms to match your savings goals from three months to five years available<\/li>\n<li>Deposits are fully insured<\/li>\n<\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1124\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1124\n    [rateTableAnchor] => ratetable_1124\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => \n    [hidecolumns] => 0,3\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [3] => 1\n)\n hide rows: Array\n(\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>CDs (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_1124'>Program<\/th><th class=\"cell_1\" id='term_1124'>Term<\/th><th class=\"cell_2\" id='apy__1124'>APY*<\/th><th class=\"cell_3 hidden\" id='_visuallyhidden_actions__visuallyhidden__1124'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr><tr class=\"row_1\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><p>CDs*<\/p><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>3 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>1.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - CD - 3 Months<\/span><\/a><\/p><\/td><\/tr><tr class=\"row_2\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>6 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>2.50%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - CD - 6 Months<\/span><\/a><\/p><\/td><\/tr><tr class=\"row_3\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>12 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - CD - 12 Months<\/span><\/a><\/p><\/td><\/tr><tr class=\"row_4\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>18 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_5\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>24 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_6\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>30 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_7\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>36 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>2.50%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_8\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>48 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>2.75%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_9\"><td class=\"cell_0 hidden\" headers='program_1124' data-title-enabled data-title='Program'><\/td><td class=\"cell_1\" headers='term_1124' data-title-enabled data-title='Term'>60 Months<\/td><td class=\"cell_2\" headers='apy__1124' data-title-enabled data-title='APY*'>3.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1124' data-title-enabled data-title='Actions'><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">CD Special<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1116\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1116\n    [rateTableAnchor] => ratetable_1116\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => \n    [hidecolumns] => 0,3\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [3] => 1\n)\n hide rows: Array\n(\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>CD Special (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_1116'>Program<\/th><th class=\"cell_1\" id='term_1116'>Term<\/th><th class=\"cell_2\" id='apy__1116'>APY*<\/th><th class=\"cell_3 hidden\" id='_visuallyhidden_actions__visuallyhidden__1116'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr><tr class=\"row_1\"><td class=\"cell_0 hidden\" headers='program_1116' data-title-enabled data-title='Program'><p><a href='\/7-personal\/cds-and-iras\/' title='Month CD Special'>CD Special<\/a><\/p><\/td><td class=\"cell_1\" headers='term_1116' data-title-enabled data-title='Term'>Pick the term 3-7 Months<\/td><td class=\"cell_2\" headers='apy__1116' data-title-enabled data-title='APY*'>3.50%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1116' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - CD Special - 9 Months<\/span><\/a><\/p><\/td><\/tr><tr class=\"row_2\"><td class=\"cell_0 hidden\" headers='program_1116' data-title-enabled data-title='Program'><p><a href='\/7-personal\/cds-and-iras\/' title='Month CD Special'>CD Special<\/a><\/p><\/td><td class=\"cell_1\" headers='term_1116' data-title-enabled data-title='Term'>13 Months<\/td><td class=\"cell_2\" headers='apy__1116' data-title-enabled data-title='APY*'>3.45%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1116' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' title='Open an Account'>Open an Account<span class='visuallyhidden'> - CD Special - 9 Months<\/span><\/a><\/p><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>*Annual percentage yield (APY) subject to change. Minimum deposit $1,000. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. See <a style=\"text-decoration: underline;\" title=\"Disclosure Statement\" href=\"\/wp-content\/uploads\/2024\/06\/1715259652-202406DepositDisclosure.pdf\" target=\"_blank\" rel=\"noopener\">Disclosure Statement <\/a>for more information. Short-term CD special not eligible for an IRA.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Add-On CD Special<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1118\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1118\n    [rateTableAnchor] => ratetable_1118\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => 1\n    [hiderows] => \n    [hidecolumns] => \n)\n<\/div><!-- hide columns: Array\n(\n)\n hide rows: Array\n(\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>Add-On CD Special  (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0\" id='program_1118'>Program<\/th><th class=\"cell_1\" id='term_1118'>Term<\/th><th class=\"cell_2\" id='apy__1118'>APY*<\/th><th class=\"cell_3\" id='_visuallyhidden_actions__visuallyhidden__1118'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr><tr class=\"row_1\"><td class=\"cell_0\" headers='program_1118' data-title-enabled data-title='Program'><p><a href='\/personal\/cds-and-iras\/' title='17-Month CD Special'>ADD-ON CD Special<\/a><\/p><\/td><td class=\"cell_1\" headers='term_1118' data-title-enabled data-title='Term'>19 Months<\/td><td class=\"cell_2\" headers='apy__1118' data-title-enabled data-title='APY*'>3.35%<\/td><td class=\"cell_3\" headers='_visuallyhidden_actions__visuallyhidden__1118' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' href='https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaDxmpXGZ2jHHDePtYmZdPwihxA0Xarjfp9yVY9OinFr0Eisb6J7OxRC7i5BubYj9E9g' data-track=''>Open an Account<span class='visuallyhidden'> - ADD-ON CD Special<\/span><\/a><\/p><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><div class=\"rate_disclosure\">\r\n<p>* 3.35% Annual Percentage Yield (APY) for 19 months.\u00a0 Customer has the option to make additional deposits to the CD at any time over the term of the CD.\u00a0 Additional deposits must be at least $500. $1,000 minimum to open. Penalty for early withdrawal equivalent to 12 months of interest. Interest is compounded continuously and posted monthly. At maturity, automatically renews at the current Dean Bank 12-month CD rate offered at time of renewal, unless otherwise directed by the customer.\u00a0 Fees could reduce earnings.\u00a0 Offer is limited and subject to change without notice.\u00a0 This product also available as a Retirement Special.\u00a0<\/p>\r\n<\/div><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"https:\/\/app.loanspq.com\/apply.aspx?lenderref=Dcob090221&list=xa\" class=\"btn cta-btn btn_green \" target=\"\" >\n\t\tOpen An Account<span class=\"visuallyhidden\"><\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <article class=\"block-product\" aria-label=\"Individual Retirement Accounts\"> <div class=\"product-container\"> <div class=\"content product-col-left\"> <h2 class=\"title\">Individual Retirement Accounts<\/h2> <div class=\"body\"> <p>Save now to set yourself up for a more comfortable retirement. It\u2019s never too early \u2013 or too late \u2013 to find ways to maximize earnings.<\/p> <\/div> <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Features<\/button> <div class=\"accordion-content js-accordion-content\"> <ul><li>12-month to 60-month terms available<\/li><li>Tax advantages (consult your tax professional)<\/li><li>Deposits are fully insured<\/li><\/ul> <div class=\"disclosure\">  <\/div><\/div><\/div>\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Current Rates<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1144\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1144\n    [rateTableAnchor] => ratetable_1144\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => 8,9\n    [hidecolumns] => 0,3\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [3] => 1\n)\n hide rows: Array\n(\n    [8] => 1\n    [9] => 1\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>IRAs (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='programs_1144'>Programs<\/th><th class=\"cell_1\" id='term_1144'>Term<\/th><th class=\"cell_2\" id='apy__1144'>APY*<\/th><th class=\"cell_3 hidden\" id='_visuallyhidden_actions__visuallyhidden__1144'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr><tr class=\"row_1\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><p><a href='\/personal\/cds-and-iras\/#individual-retirement-accounts' title='Fixed Rate IRA'>Fixed Rate IRAs <\/a><\/p><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>12 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Fixed Rate IRAs<\/span><\/a><\/p><\/td><\/tr><tr class=\"row_2\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>18 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_3\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>24 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_4\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>30 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_5\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>36 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.50%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_6\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>48 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.75%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_7\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>60 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>3.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_8_evenodd hidden\">\n                                <td colspan=\"4\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_8 hidden\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'>Retirement Special<\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>13 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>3.45%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Fixed Rate IRA Special<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_1144\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 1144\n    [rateTableAnchor] => ratetable_1144\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => 1-7\n    [hidecolumns] => 0,3\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [3] => 1\n)\n hide rows: Array\n(\n    [1] => 1\n    [2] => 1\n    [3] => 1\n    [4] => 1\n    [5] => 1\n    [6] => 1\n    [7] => 1\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'>IRAs (Rate Table)<\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='programs_1144'>Programs<\/th><th class=\"cell_1\" id='term_1144'>Term<\/th><th class=\"cell_2\" id='apy__1144'>APY*<\/th><th class=\"cell_3 hidden\" id='_visuallyhidden_actions__visuallyhidden__1144'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr>\n                            <tr class=\"row_1_evenodd hidden\">\n                                <td colspan=\"4\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_1 hidden\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><p><a href='\/personal\/cds-and-iras\/#individual-retirement-accounts' title='Fixed Rate IRA'>Fixed Rate IRAs <\/a><\/p><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>12 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' data-label='How To Open' href='\/how-to-open\/' title='How To Open'>How To Open<span class='visuallyhidden'> - Fixed Rate IRAs<\/span><\/a><\/p><\/td><\/tr>\n                            <tr class=\"row_2_evenodd hidden\">\n                                <td colspan=\"4\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_2 hidden\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>18 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_3_evenodd hidden\">\n                                <td colspan=\"4\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_3 hidden\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>24 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_4_evenodd hidden\">\n                                <td colspan=\"4\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_4 hidden\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>30 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_5_evenodd hidden\">\n                                <td colspan=\"4\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_5 hidden\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>36 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.50%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_6_evenodd hidden\">\n                                <td colspan=\"4\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_6 hidden\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>48 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>2.75%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr>\n                            <tr class=\"row_7_evenodd hidden\">\n                                <td colspan=\"4\"><\/td>\n                            <\/tr>\n                            <tr class=\"row_7 hidden\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'><\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>60 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>3.00%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr><tr class=\"row_8\"><td class=\"cell_0 hidden\" headers='programs_1144' data-title-enabled data-title='Programs'>Retirement Special<\/td><td class=\"cell_1\" headers='term_1144' data-title-enabled data-title='Term'>13 Months<\/td><td class=\"cell_2\" headers='apy__1144' data-title-enabled data-title='APY*'>3.45%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__1144' data-title-enabled data-title='Actions'><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p>*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously.<\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n\n <div class=\"accordion-container\"> <button class=\"accordion-button js-accordion-button\">Add-On Retirement CD Special<\/button> <div class=\"accordion-content js-accordion-content\">  \n            \r\n                        <section id=\"ratetable_3099\" class=\"mod-rate-table margin-bottom-large\"><div class=\"hidden\">Array\n(\n    [rateTableID] => 3099\n    [rateTableAnchor] => ratetable_3099\n    [rateTableMargin] => margin-bottom-large\n    [showtitle] => \n    [showdate] => 1\n    [showdisclosure] => 1\n    [showprint] => \n    [showall] => \n    [hiderows] => \n    [hidecolumns] => 0,3\n)\n<\/div><!-- hide columns: Array\n(\n    [0] => 1\n    [3] => 1\n)\n hide rows: Array\n(\n)\n -->\n        <div class=\"content rate_table\">\n            <div class=\"intro\">\n                \n                \n                \n                <div class=\"body\">\n                    <p class=\"effective_date\"><strong>Effective Date:<\/strong> Monday, December 1, 2025<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"table-wrapper\"><table class='editableTable '><caption class='visuallyhidden'><\/caption><tbody><tr class=\"row_0\"><th class=\"cell_0 hidden\" id='program_3099'>Program<\/th><th class=\"cell_1\" id='term_3099'>Term<\/th><th class=\"cell_2\" id='apy__3099'>APY*<\/th><th class=\"cell_3 hidden\" id='_visuallyhidden_actions__visuallyhidden__3099'><span class=\"visuallyhidden\">Actions<\/span><\/th><\/tr><tr class=\"row_1\"><td class=\"cell_0 hidden\" headers='program_3099' data-title-enabled data-title='Program'><p><a title='17-Month CD Special' href='\/personal\/cds-and-iras\/'>ADD-ON Retirement CD Special<\/a><\/p><\/td><td class=\"cell_1\" headers='term_3099' data-title-enabled data-title='Term'>19 Months<\/td><td class=\"cell_2\" headers='apy__3099' data-title-enabled data-title='APY*'>3.35%<\/td><td class=\"cell_3 hidden\" headers='_visuallyhidden_actions__visuallyhidden__3099' data-title-enabled data-title='Actions'><p><a class='btn cta-btn btn_green ' href='\/how-to-open\/' data-track=''>How to Open<span class='visuallyhidden'> - ADD-ON Retirement CD Special<\/span><\/a><\/p><\/td><\/tr><\/body><\/table><\/div>\n            \n            <div class=\"rate_disclosure\"><p><!--StartFragment--><span data-olk-copy-source=\"MessageBody\">* 3.35% Annual Percentage Yield (APY) for 19 months.\u00a0 Customer has the option to add on the CD at any time over the term of the CD.\u00a0 Additional deposits must be at least $500. $1,000 minimum to open. Penalty for early withdrawal equivalent to 12 months of interest. Interest is compounded continuously and paid monthly. At maturity, automatically renews at the current Dean Bank 12-month CD rate offered at time of renewal, unless otherwise directed by the customer.\u00a0 Fees could reduce earnings.\u00a0 Offer is limited and subject to change without notice.<\/span><!--EndFragment--><\/p><\/div>\n        <\/div>\n    <\/section>                    \r\n\n <div class=\"disclosure\">  <\/div><\/div><\/div>\n<\/div><div class=\"action product-col-right\"> \t\t\t<p>\n\t<a href=\"\/about\/contact\/\" class=\"btn cta-btn btn_green \" target=\"_self\" >\n\t\tContact Us<span class=\"visuallyhidden\">Contact us about vehicle loans<\/span><\/a>\n<\/p>\n <\/div><\/div><\/article>  <\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"> <section role=\"search\" aria-label=\"Search Area: How Can we Help?\" class=\"mod-help\"> <div class=\"help-container\"> <h3 class=\"title\">How can we help?<\/h3> <form id=\"sidebar-search\" method=\"GET\" action=\"\/search\/\"> <label class=\"visuallyhidden\">Search our site<\/label> <input type=\"search\" name=\"search_key\" class=\"help-search-input\" placeholder=\"I want to...\" \/><button class=\"help-search-submit\"><img decoding=\"async\" src=\"https:\/\/www.deanbank.com\/wp-content\/themes\/dcb-theme\/images\/ico-sidebar-search.svg\" alt=\"Submit Search\"\/><\/button> <\/form> <\/div><\/section> <section aria-label=\"Related Products and Services\" class=\"nav-related\"> <h3>View our Products & Services<\/h3> <!-- Menu: 3 --><!-- Menu Name = 3 --><!-- Base ID = 672 because base is 672 --><nav class=\"menu_nav cm_3\" aria-label=\"Personal Menu\"><ul><li class='item_spot_2 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/checking vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='checking' data-nav-item-parent-id='672' href='\/personal\/checking\/'>Checking<\/a><\/li><li class='item_spot_6 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/savings vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='savings-money-market-accounts' data-nav-item-parent-id='672' href='\/personal\/savings\/'>Savings & Money Market Accounts<\/a><\/li><li class='item_spot_13 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/cds-and-iras vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='cds-iras' data-nav-item-parent-id='672' href='\/personal\/cds-and-iras\/'>CDs & IRAs<\/a><\/li><li class='item_spot_16 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/online-and-mobile vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='online-mobile' data-nav-item-parent-id='672' href='\/personal\/online-and-mobile\/'>Online & Mobile<\/a><\/li><li class='item_spot_22 expanded  not_current'>\r\n                            <!-- Base Parent ID = \/personal\/additional-services vs \/wp-json\/wp\/v2\/pages\/584 --><a target='' class='' data-nav-item-id='additional-services' data-nav-item-parent-id='672' href='\/personal\/additional-services\/'>Additional Services<\/a><\/li><\/ul><\/nav> <\/section> <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":126,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"links_old_site_id":[],"class_list":["post-584","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CDs &amp; 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